PRODUCTS AND SERVICES
AVAILABLE LOANS
We have created several loan options for you in order to meet all of your loan needs with minimal interest and easy payment plans. Please see the General conditions for granting of loan below for other details. GET A LOAN NOW
Please select a loan below
to learn more
REGULAR LOAN
For Regular 6 Months Members
PETTY LOAN
For All Regular Members
MULTI-PURPOSE LOAN
For Regular 2 Years Members
PERSONAL LOAN
For Regular 1 Year Members
EDUCATIONAL LOAN
For Regular 1 Year Member
PROPERTY LOAN
For Regular 5 Years Members
CALAMITY LOAN
For All Regular Members
CREDIT CARD LOAN
For Regular 1 Year Members
BUSINESS LOAN
For Regular 3 Years Members
LOAN CONSOLIDATION
For All Regular Members
VEHICLE LOAN
For Regular 2 Years Members
General conditions for granting of loan
Designated Forms
Member-borrower must use the applicable loan forms and loan insurance form Income Consideration
Total amortization of all loans should not exceed 25% of gross salary. The net take home pay per period should not be less than P5,000 Membership Maturity
Member-borrower must have 3 months to 5 years membership to avail of a loan depending on the type of loan. However, calamity loan can be availed after a new member has been deducted with contribution. Charges and Fees
Additional charges include 1% -2% service fee, P100-P500 filing fee, and 0.75% insurance per annum depending on the type of loan
Penalties
In case of late payments or non-payment of any loans, penalty of 0.5% per month multiplied by total outstanding balance will be charged. In addition, the credit standing of member will be affected and may not be eligible for benefits. Deductions
Loans will be deducted from the payroll on the next pay period without prior notice
