CALAMITY LOAN For Regular 1 Year Members GET A LOAN NOW BUSINESS LOAN Please select a loan below
to learn more PRODUCTS AND SERVICES AVAILABLE LOANS We have created several loan options for you in order to meet all of your loan needs with minimal interest and easy payment plans. Please see the General conditions for granting of loan below for other details.
 REGULAR LOAN For Regular 6 Months Members MULTI-PURPOSE LOAN For Regular 2 Years Members EDUCATIONAL LOAN For Regular 1 Year Member PETTY LOAN For All Regular Members PERSONAL LOAN For Regular 1 Year Members PROPERTY LOAN For Regular 5 Years Members For Regular 3 Years Members CREDIT CARD LOAN For All Regular Members VEHICLE LOAN For Regular 2 Years Members LOAN CONSOLIDATION For All Regular Members

General conditions for granting of loan

Charges and Fees Designated Forms Additional charges include 1% -2% service fee, P100-P500 filing fee, and 0.75% insurance per annum depending on the type of loan

 Penalties In case of late payments or non-payment of any loans, penalty of 0.5% per month multiplied by total outstanding balance will be charged. In addition, the credit standing of member will be affected and may not be eligible for benefits.
 Deductions Loans will be deducted from the payroll on the next pay period without prior notice

Member-borrower must use the applicable loan forms and loan insurance form
 Income Consideration Total amortization of all loans should not exceed 25% of gross salary. The net take home pay per period should not be less than P5,000
 Membership Maturity Member-borrower must have 3 months to 5 years membership to avail of a loan depending on the type of loan. However, calamity loan can be availed after a new member has been deducted with contribution.